u/EvolvingEachDay

4,180 post karma · 191.6k comment karma · joined Apr 2015 · moderator

EvolvingEachDay

He has been convicted of SA before so I think this is pretty clearly guilty unless proven innocent.

EvolvingEachDay

https://giphy.com/gifs/3ohzdFViUMao5NsNnq
25 years ago it was this.
10 years ago it was the hipster greasy quiff with a skin fade.
Now it’s broccoli.

Just the trend.

EvolvingEachDay

Just pirate it all, job done

EvolvingEachDay

Then this should be pretty simple; “we agreed to a 48 month term, you gave us 15K of which 9.2K has been paid; we did not agree to shorten the term. So you are contractually obliged to spread the remaining 4.8 over the remaining 45 months. If you fail to do so we will involve the financial ombudsman”.

Say that on a call to a supervisor and it should get sorted.

They can’t just change the terms of your agreement if they didn’t specify that early payment would reduce the term.

Definitely retrieve any documents you can and make sure you fully understand the terms you agreed to.

EvolvingEachDay

That’s ridiculous mental gymnastics. Everywhere in the world £100K would be considered high income compared to the average.

It simply is a higher income than the vast majority of people are on; it’s objectively a high income in the UK. As in, you are a higher earner than most if you’re on it.

It shouldn’t be, and you definitely don’t get enough out of it, but calling it what it is doesn’t make it any less likely to be improved.

Turns out average is 41K now, which is still low. But I’m on 27K; I’ve been on 50K and lived very comfortably outside of work, but the stress of earning 50K ruined my mental health, so there’s no way of achieving it. So considering 100K is DOUBLE the most comfortable wage I’ve ever earned, it’s perfectly valid to call it a high wage.

We can agree to disagree but objectively, if only the top 4.2% of UK workers earn 100K plus; then it’s a high wage.

EvolvingEachDay

Hun, leave him.

There is always charities and people that will help you leave the home and get away from him.

EvolvingEachDay

What repayment term (as in years and months) did you actually agree to?

EvolvingEachDay

Same here, there were plenty of people in private school there because of bursaries and scholarships covering most or all of the fees. Plus many private schools allow kids with dyslexia or autism to attend by utilising grants from the government.

Attending private school is no real indicator of wealth.

EvolvingEachDay

Triple messages back…

EvolvingEachDay

That means the exact same thing as what he said

EvolvingEachDay

Getting rid of the triple lock is good; it’s not maintainable, we are birthing below replacement rate and the burden is too great for the younger generation to bear. Now the state pension needs to be taken away from those who don’t need it; such as those who have 100k+ a year in their own pensions.

EvolvingEachDay

He needs to be committed to a mental health ward if he can’t control himself and is at risk of harming people.

EvolvingEachDay

That has nothing to do with my point, I never said 37K was enough?

100K salary for an individual, is a high wage in this country. It doesn’t go as far as it should, but it is a high wage.

EvolvingEachDay

If one person is earning 100K, I would assume as a couple you’d have a household income of around 130K+.

But yeah. It is about how skint we are. 100k salary for an individual is enough for a standard middle class life now, it doesn’t make you wealthy. It’s high, in that it’s far higher than the average, and very few people attain it as a percentage of all workers; but you’re right, that this “high” wage, doesn’t go far at all.

EvolvingEachDay

Oh yeah, agreed, it stands to show just how fucked over the middle and working class have become. Because compared to what we do have to live on, it is high; but like you say, it doesn’t go very far at all.

EvolvingEachDay

Fair. Point still stands though.

EvolvingEachDay

“I only work six months of the year” is a bit disingenuous then.

EvolvingEachDay

Which months do you work?

EvolvingEachDay

THEN RAISE THE TAXES ON RICH PEOPLE’S WEALTH/ASSETS!

EvolvingEachDay

My parents and partner tell me pretty often so, maybe a couple days ago.

EvolvingEachDay

5.5 length and 5 girth? If so, you are bang on average length (anywhere from 5.1-5.5 is average globally, depending on country) not short; and you are girthy as fuck! Which a lot of women love.

EvolvingEachDay

The average salary in the uk is 37.5K, 100k is high to the average person, because it’s almost triple what they’re on.

EvolvingEachDay

Fuck no

EvolvingEachDay

She wouldn’t have been right for it

EvolvingEachDay