u/flashybambo

9 post karma · 3 comment karma · joined Feb 2021

  1. 1points

    Should I move Help to Buy ISA £12000 to a Vanguard index fund? (self.UKPersonalFinance)

    3 comments

  2. 0points

    Shoupd I move Help to Buy ISA £12000 to a Vanguard index fund? (self.personalfinance) [Investing]

    4 comments

  3. 1points

    Rsr | Vra | Lrc | Zil (Alt choices) (self.CryptoCurrency) [DISCUSSION]

    0 comments

  4. 16points

    Gorgeous girl (i.redd.it)

    1 comments · source

flashybambo

PLU and DOT

flashybambo

Happy days!

flashybambo

I have 2272 PLU currently worth €4293. I am down $2500. Been a customer for nearly 3 years. V disappointed like everyone else. 😔

flashybambo

Jesus, Mary Joseph and the Donkey

flashybambo

I will have to look into that, surely if it hits your bank you owe tax? Is there a time period that you have for it to go into an ISA before having to pay tax ? Cheers

flashybambo

Best investments on Vanguard UK?

I am currently paying into VUAG on a monthly basis.

I am interested in paying into an all world fund too.

flashybambo

Lol

flashybambo

Thanks

flashybambo

I'm glad you guys appreciate her ❤️

flashybambo

So you're saying to convert to gbp and send it to an ISA that is 20k a year tax free allowance. What of i have to send the crypto gains to my current account bank first and then onto the ISA ?

flashybambo

Hello! Yea there are new builds for less than 250k so that wouldn't be a problem! If I was to get a mrotagge with my partner, we would be getting one that we could pay off in less than 10 years. Don't wanna be slave to the lender as Dave Ramsey says £££££

flashybambo

Great 👍

flashybambo

But the risk is there that the crypto drops by then! Or have you changed it to USDT or GBP by then ?

flashybambo

Hey Zin!

I have £11,400 in my HTB! It'll be a 25% boost ontop of £12k once I hit that amount!

It's not nice only getting interest of 3.5% on this large sum! But obviously yea I will be putting it towards a house at some point before 2030!

flashybambo

Oh really! I need to look more into this then

flashybambo

Now you see, I LIKE THAT! 🍻 👏

flashybambo

Hey thanks for the reply!

My rent is £200 as I still live at home with my parents. £100 on fuel, £100 on food etc.

I know i should have less in my crypto account, but I think I can afford to take risk at this point for while and hope for a moon shot... enabling me to put alot into my Vanguard/ Savings / Towards a house. I am working towards gradually lowering my crypto buying each month. I don't think I am allowed to have a LISA aswell as a help to buy ISA. Maxed installments per month into my ISA are £200! ✔️ thanks 😊

flashybambo

Me too please

flashybambo

This might be a shout! I know the number of people selling off their second homes has increased due to this aswell.

flashybambo

I am not married, YET!! A good reason to get married

flashybambo

Thanks guys for the thoughts on this! I'll keep you posted with the outcome! ✅️