u/nitrogenmath

This is what security key verification is all about. Signal calls it Safety Numbers, for example.

[ Removed by Reddit ]

The name is not generally part of the data sent via NFC when tapped.

https://www.securetechalliance.org/publications-contactless-payment-security-qa/

Were they ever not rouge? The linked article documents unlawful surveillance going back over 50 years...

Because the credit card payment networks (Visa, Mastercard, etc) refuse to allow uncensored services.

NYC passes a 4% processing fee onto all customers for cc processing.

What do you mean by that exactly?

do you choke your mother with it when you put your penis in her butthole?

You're making money on the forgiven amount since you didn't pay it back. That's how the IRS considers it.