u/Bahroo

1,556 post karma · 13.0k comment karma · joined Oct 2011

Bahroo

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Bahroo

I'm a life insurance agent and all of these people saying buy a term policy don't understand that term coverage has a very low rate of paying out (around 3%). It's like renting insurance, it falls off after 10/20/30 years and after that time you no longer have it. It's cheaper but it's temporary.

Whole Life is locked in at the age you get it set up. It's guaranteed to pay out when you die as long as you have an active policy. Don't worry much about the building cash value, which is based on the premiums you pay, so for example, if you paid $50/mo, that's $600 at the end of one year, that would be what you could borrow from your policy's cash value.

Life insurance isn't for you, it's for your loved ones when you die. Everyone's situation is different but I recommend Whole Life for most people I speak with because it's guaranteed to pay no matter when/how you die.

Bahroo

I've seen a few of his posts on the front page, I just assumed he was an anonymous enthusiastic gardener with a great smile.

Bahroo

This is the quality content I come to this subreddit for, despite not playing OSRS in months.

Bahroo

🤡

Bahroo

I knew before he threw the knee it was illegal. I’m not claiming to be a fighter but saying I know what an offsides is in soccer doesn't make a pro, it just means I know the rules.

Also, how bout u go an fuck off my post then u peice of shit u think I need a stupid fuckwitt like u telling me about looking good who the fuck are u take your worthless advice and get the fuck out of here 🤡

Bahroo

RemindMe! 10 years