u/MotionBeach

2 post karma · 3,880 comment karma · joined Aug 2025

MotionBeach

They offer an HSBA through Lively, though that's still an extra account to have.

MotionBeach

I think the (probably unsatisfying) answer is that it depends.

Joker, Vic Zsasz, Professor Pyg, Mad Hatter, and Ra’s have got to go.

Freeze, Clayface, Waylon Jones, and Harley Quinn are victims who could probably be rehabilitated in prison.

Quite frankly, I can’t think of why Bruce wouldn’t help Killer Croc and Freeze. They wouldn’t be villains at all if they had the right medical care.

MotionBeach

“Someone said something about time decaying?”

Not sure if you’re being flippant, but don’t even touch leveraged ETFs if you’re not clear on what this is or how it works.

MotionBeach

HAPI - companies with happier employees and a healthier culture perform better. Marginally beats the S&P 500.

MotionBeach

It’s a scam because OP’s time horizon is tomorrow and DRAM didn’t let them retire before 30 lmao

MotionBeach

Can’t spell “dramatic” without spelling DRAM

MotionBeach

Abbacchio as a taro donut?

MotionBeach
MotionBeach

MO and ABBV are my personal faves

MotionBeach

Sage’s Reddit account spotted

MotionBeach

My 2¢, portal for simple flights, direct for international or multi-leg.

MotionBeach

Asian here. I use Zelle 99% of the time and keep Venmo for the few that don’t have Zelle. Zelle’s better in every way imo

MotionBeach

I agree value + momentum is the sweet spot. Curious why you believe in factors for the US but you go with the broad index fund for international?

DFIV—international value—has been one of my best performers the last few years

MotionBeach

Glad it worked out. Savor is a solid card. If you’re 1+ year out until you get another card, then you’ll be fine.

MotionBeach

To be clear, you applied for a CSP, got accepted, closed it, applied for another CSP, then realized you wanted a Savor instead?

Try out CapOne’s pre-approval tool to see which ones you’re eligible for. Savor isn’t their hardest card to get.

As for Chase, I doubt you’re locked out forever, but what you did isn’t a good look to them. Try again in a few months.

MotionBeach

Nailed it. 2 more niche things: Schwab only allows recurring investments into mutual funds, and mutual funds can only be held or sold, not bought, if someone becomes an expat

MotionBeach

Yes, naturally it’s a Sharingan bargain sale!

MotionBeach

Depends on how many tiles are on the roof they’re fighting on.

MotionBeach

Ah, so a tech startup with a non-technical founder, got it 🤣

Rolled: Salary: 100000$ per month | Your boss: Always happy | Your colleges: Annoying | Work schedule: 1-2

MotionBeach

20 billion PL with multiplier. Wiki says SSJ Kefla’s PL is 112 trillion, so I get smashed. Preferably in both ways.

I rolled Race: Saiyan · Power Level: 10 Million · Multiplier: X2048 · Special Ability: Ki Manipulation

MotionBeach

Seeing some of the food options in the spin, this is not bad at all.

Rolled: Food: Raw Brussels sprouts | Your reward..: $10M

MotionBeach
MotionBeach

Fund prospectus or a site like Stock Analysis or Morningstar. You’ll see the dividend frequency and ex-dividend date.

MotionBeach

If you want to be totally hands-off, American Funds 2050 TDF.

For this account, I’d personally go 100% Vanguard total world stock index.

People will have opinions about small-cap value and the Nasdaq 100, but the 401K version of funds (R6, etc.) usually have crazy high expense ratios versus their normal equivalents.

You can grab QNDX or AVUV in a Roth or taxable if you want to go more aggressive.

MotionBeach

I lean toward Amex. I fly Delta and United so the transfer partners are right down the middle for me, but you can get a premium rental car protection add-on with any Amex card, whereas you need CSP or CSR to have it covered with Chase.

I also invest with Schwab so the Amex co-branded card deposits cash back rewards straight into my brokerage.

Also, not related to CCs but the banking side, Amex’s checking accounts give 1% APY + 1 MR point for every $2 spent. Chase’s checking doesn’t.